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Welcome to the world’s first banking platform

Build world-beating products with our modular, API-accessible banking services. Fast, scalable, secure - we're a tech company with a banking license.

fashioncheque

E-money gift card

Cringle

P2P Payments

AutoScout24

Rapid Credit

Deliver the integrated financial products the modern economy demands

Your customers

interact with your product and company

Your business

integrates seamlessly with our banking infrastructure via RESTful API

solarisBank

performs compliant banking services behind the scenes in real-time

Build pioneering products with our customizable components

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solarisBank's technology powers prepaid and gift cards with automated, real-time settlements and clearing.

Accounts

Accounts integrated via RESTful API to settle and clear transactions in near real-time.

Cards

solarisBank has partnered with MasterCard to issue several card types.

E-money license

Issuers of E-money must be covered by the appropriate license and comply with PSD II.

KYC

solarisBank has partnered with IDnow to provide automated KYC where required.

  • Accounts

    Accounts integrated via RESTful API to settle and clear transactions in near real-time.

  • Cards

    solarisBank has partnered with MasterCard to issue several card types.

  • E-money license

    Issuers of E-money must be covered by the appropriate license and comply with PSD II.

  • KYC

    solarisBank has partnered with IDnow to provide automated KYC where required.

Escrow, trustee and payment services in a PSD-compliant package.

Accounts

Accounts integrated via RESTful API to settle and clear transactions in near real-time.

KYC

solarisBank has partnered with IDnow to provide automated KYC where required.

Transactions

Perform compliant transactions in near real-time.

Umbrella Banking License

German banking license issued by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), which can be passported to countries throughout the EEA.

  • Accounts

    Accounts integrated via RESTful API to settle and clear transactions in near real-time.

  • KYC

    solarisBank has partnered with IDnow to provide automated KYC where required.

  • Transactions

    Perform compliant transactions in near real-time.

  • Umbrella Banking License

    German banking license issued by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), which can be passported to countries throughout the EEA.

API-driven, platform-based escrow for high-value transactions

Accounts

Accounts integrated via RESTful API to settle and clear transactions in near real-time.

KYC

solarisBank has partnered with IDnow to provide automated KYC where required.

Transactions

Perform compliant transactions in near real-time.

Umbrella Banking License

German banking license issued by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), which can be passported to countries throughout the EEA.

  • Accounts

    Accounts integrated via RESTful API to settle and clear transactions in near real-time.

  • KYC

    solarisBank has partnered with IDnow to provide automated KYC where required.

  • Transactions

    Perform compliant transactions in near real-time.

  • Umbrella Banking License

    German banking license issued by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), which can be passported to countries throughout the EEA.

Platform-based backend for your retail bank services

Accounts

Accounts integrated via RESTful API to settle and clear transactions in near real-time.

Cards

solarisBank has partnered with MasterCard to issue several card types.

KYC

solarisBank has partnered with IDnow to provide automated KYC where required.

Transactions

Perform compliant transactions in near real-time.

Umbrella Banking License

German banking license issued by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), which can be passported to countries throughout the EEA.

  • Accounts

    Accounts integrated via RESTful API to settle and clear transactions in near real-time.

  • Cards

    solarisBank has partnered with MasterCard to issue several card types.

  • KYC

    solarisBank has partnered with IDnow to provide automated KYC where required.

  • Transactions

    Perform compliant transactions in near real-time.

  • Umbrella Banking License

    German banking license issued by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), which can be passported to countries throughout the EEA.

Instant, integrated financing for your online marketplace

Account Analysis

solarisBank automatically accesses and analyzes an applicant’s online banking activity for key risk indicators.

KYC

solarisBank has partnered with IDnow to provide automated KYC where required.

Scoring

solarisBank’s algorhythmic risk analysis dynamically creates a score for each loan applicant.

Transactions

Perform compliant transactions in near real-time.

Umbrella Banking License

German banking license issued by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), which can be passported to countries throughout the EEA.

  • Account Analysis

    solarisBank automatically accesses and analyzes an applicant’s online banking activity for key risk indicators.

  • KYC

    solarisBank has partnered with IDnow to provide automated KYC where required.

  • Scoring

    solarisBank’s algorhythmic risk analysis dynamically creates a score for each loan applicant.

  • Transactions

    Perform compliant transactions in near real-time.

  • Umbrella Banking License

    German banking license issued by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), which can be passported to countries throughout the EEA.

Instant, mobile-friendly consumer financing for medium-to-large basket purchases

Account Analysis

solarisBank automatically accesses and analyzes an applicant’s online banking activity for key risk indicators.

Accounts

Accounts integrated via RESTful API to settle and clear transactions in near real-time.

KYC

solarisBank has partnered with IDnow to provide automated KYC where required.

Scoring

solarisBank’s algorhythmic risk analysis dynamically creates a score for each loan applicant.

Transactions

Perform compliant transactions in near real-time.

Umbrella Banking License

German banking license issued by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), which can be passported to countries throughout the EEA.

  • Account Analysis

    solarisBank automatically accesses and analyzes an applicant’s online banking activity for key risk indicators.

  • Accounts

    Accounts integrated via RESTful API to settle and clear transactions in near real-time.

  • KYC

    solarisBank has partnered with IDnow to provide automated KYC where required.

  • Scoring

    solarisBank’s algorhythmic risk analysis dynamically creates a score for each loan applicant.

  • Transactions

    Perform compliant transactions in near real-time.

  • Umbrella Banking License

    German banking license issued by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), which can be passported to countries throughout the EEA.

Mobile, API-driven peer-to-peer payments

Accounts

Accounts integrated via RESTful API to settle and clear transactions in near real-time.

E-money license

Issuers of E-money must be covered by the appropriate license and comply with PSD II.

KYC

solarisBank has partnered with IDnow to provide automated KYC where required.

Transactions

Perform compliant transactions in near real-time.

  • Accounts

    Accounts integrated via RESTful API to settle and clear transactions in near real-time.

  • E-money license

    Issuers of E-money must be covered by the appropriate license and comply with PSD II.

  • KYC

    solarisBank has partnered with IDnow to provide automated KYC where required.

  • Transactions

    Perform compliant transactions in near real-time.

The essential API-powered banking services enabling you to offer accounts, enhancing your core business

Accounts

Accounts integrated via RESTful API to settle and clear transactions in near real-time.

Cards

solarisBank has partnered with MasterCard to issue several card types.

E-money license

Issuers of E-money must be covered by the appropriate license and comply with PSD II.

KYC

solarisBank has partnered with IDnow to provide automated KYC where required.

Transactions

Perform compliant transactions in near real-time.

Umbrella Banking License

German banking license issued by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), which can be passported to countries throughout the EEA.

  • Accounts

    Accounts integrated via RESTful API to settle and clear transactions in near real-time.

  • Cards

    solarisBank has partnered with MasterCard to issue several card types.

  • E-money license

    Issuers of E-money must be covered by the appropriate license and comply with PSD II.

  • KYC

    solarisBank has partnered with IDnow to provide automated KYC where required.

  • Transactions

    Perform compliant transactions in near real-time.

  • Umbrella Banking License

    German banking license issued by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), which can be passported to countries throughout the EEA.

The future of banking tech

Our modern RESTful API technology plays well with third parties, seamlessly integrating into your existing infrastructure. Your tech connects with our API’s endpoints to drive processes as simple as recurring money transfers or as unique and complex as geolocation-based triggers.
Additionally, our API uses JSON for more convenient and human-readable data transfer (trust us, your developers will thank you). Our scalable, modular technology empowers you to focus on your big idea.

solarisBank is a tech company with a banking license

Learn more about us

We are a full-stack bank

We have a full banking license issued in Germany, and have experienced compliance experts on staff so you can focus on your core business.

Banking tech at startup eye level

Our RESTful API-powered banking infrastructure integrates seamlessly with your systems – whatever your business may be.

Our partners are our business

At solarisBank, we’re focused exclusively on empowering our partners. We succeed when you succeed.

Catch solarisBank in the press

"TechCrunch: FinLeap’s solarisBank to offer Banking-as-a-Platform so startups can ride fintech gravy train."

"FAZ: Jetzt kommen die Lego-Banken - Finanz-Startups experimentieren mit Smartphone-Apps, Handykonten und Robo-Beratern."

"Handelsblatt: Mit der Lizenz zum Banker: Das Start-up solarisBank macht dem Firmenkundengeschäft von Banken Konkurrenz."

We’ve got the best of both worlds

Our international, multidisciplinary team combines some of the brightest minds in finance with an international team of developer rock stars.

Are you ready to pioneer?