Rapid Credit: instant financing integrated with your business
solarisBank’s 100% digital instant loan application and approval process gives your customers quick access to credit at the point of purchase, unlocking consumer demand and boosting revenue. With Rapid Credit, you can help your customers obtain financing without forcing them to go to the bank—or even leave the checkout flow.
Provide your customers with compliant access to credit
solarisBank is a fully-licensed German credit institute - meaning we’re able to make loans just like a normal bank. But our loans are radically different.
solarisBank’s 100% digital instant loan application and approval process gives your customers quick access to credit, unlocking consumer demand and boosting revenue. With Rapid Credit, you can help your customers obtain financing without forcing them to go to the bank—or even leave the checkout flow.
Your customers simply sign into their online banking and solarisBank gathers data relevant to their ability to repay their loan. Using our proprietary scoring algorithms, we determine your user’s creditworthiness and offer them a loan. In the final steps, we verify their identity using video identification, enable them to digitally sign their promissory note and immediately initiate a payout.
solarisBank’s full banking license, issued in Germany, ensures regulatory compliance for all kinds of money transfers. Regulated by the German Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) and can be passported to countries throughout the EEA, allowing your business to operate seamlessly throughout Europe.
This all happens in the background, of course: with solarisBank Rapid Credit, your business stays at the forefront. Rapid Credit integrates seamlessly into your business’s existing checkout flow to provide an instant loan quickly, securely, and compliant.
Customer verification powered by PostIdent and digital video identification providers
Umbrella Banking License
Regulated by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
Zero Partner Risk
Offer loans with no risk to your business